The AI-Native MGA for Small Business Artisan Contractors E&S Insurance
Rigorous underwriting discipline meets digital speed
Comeryx is the first fully digital platform purpose-built for the small business artisan contractors market. We replace manual friction with an autonomous decision engine, enabling wholesalers to quote, bind, and issue complex risks in minutes, not days.
What We Offer
E&S Insurance
We combine cutting-edge AI technology with deep insurance expertise to deliver a seamless experience.
AI-Native Platform
Our Agentic AI workflows and embedded APIs enable lightning-fast quoting, binding, and issuing in minutes, not days.
Comprehensive Coverage
Tailored specifically for small business artisan contractors.
Instant Quotes
Get competitive quotes in minutes with our automated underwriting engine.
Simplified Process
No more lengthy applications. Our platform handles the complexity for you.
The Problem
A Structural Paradox in E&S Insurance
The Excess & Surplus (E&S) market for small businesses faces a structural paradox: artisan contractors risks require deep underwriting expertise, but small premiums make manual underwriting review economically inefficient.
<$0K
Premium threshold where manual review becomes inefficient
2-0+ days
Traditional quote-to-bind cycle
0%
Of small E&S placements go unanswered
Incumbent Limitations
Incumbents rely on slow, manual underwriting processes and outdated technology infrastructure.
Agent Friction
As a result, retail agents often avoid these placements due to high friction and poor return on effort.
The Transformation
Manual Process
Submit application
Submission triaging
Manual data entry
Underwriter review queue
Request additional info
Quote generation
Bind coverage
Policy issued
Relative Timeline
Manual steps with multiple handoffs
AI-Native Process
Submit application
AI-powered underwriting
Instant quote generation
Bind coverage
Policy issued
Relative Timeline
Dramatically faster leveraging proprietary Agentic AI workflows
The Comeryx Solution
Closing the Efficiency Gap
Comeryx solves the efficiency gap. By combining digital speed with traditional E&S underwriting rigor, we unlock a massive, underserved market of small business artisan contractors.
Our Approach
Built for the accounts nobody could serve
Small artisan contractor accounts have gone unwritten for a simple reason: underwriting one properly costs more than the premium can justify. The market's answer was higher minimums, longer supplements, thinner coverage, or ignoring the opportunity.
We built Comeryx to change that math. Wholesale brokers get durable general liability and contractors pollution liability coverage for their small artisan accounts, quoted in minutes, with the underwriting discipline that makes the business sustainable for everyone in the chain.
The engine underneath is AI-native by design rather than a legacy system with AI features added on. That is how a $3,000 account receives the same analytical rigor as a $300,000 one.
The Comeryx Difference
Durable Coverage
Built for the risk
General liability and contractors pollution liability with the depth to respond when a claim arrives, whether that is during the job or years after the work was finished. Backed by an A+ XV rated carrier.